OUR ADVICE – This investment, well suited to making money grow over the long term, offers real guarantees in the use of funds.
Parents or grandparents who wish to build up a woolen stocking for their children or grandchildren often turn to the Livret A to store this savings. Due to the renewed inflation, the remuneration of this product has just been revalued at 1% per year. However, there are products much more suitable for making money grow over the long term, especially in times of inflation. Life insurance, which allows you to diversify your investments (stocks, bonds, real estate, etc.) while benefiting from advantageous taxation for the holder of the contract after 8 years, is one of them. This investment is clearly on the rise. Life insurance has just achieved its best net inflows for 10 years for a month of March (+ 2.2 billion euros).
But what these donors know less is that this investment also offers real guarantees in the use of funds. Indeed, the people at the origin of the opening of the contract can sometimes fear…