The taxation of cryptocurrencies, a real headache

From 2023, individuals who sell digital currencies will have more guarantees. The spectacular fall in the crypto-asset market at the start of the week, with bitcoin plunging to its lowest level since the end of 2020, once again highlighted the extreme fragility of these digital currencies used by a minority of French people (8 % … Read more

Life insurance continues to grow in April

The French market is up around 15% compared to the same period last year. The French life insurance market continued to climb in April with net inflows of 2.2 billion euros, up around 15% compared to the same period last year, according to figures published on Wednesday. by France Insurers. Read alsoDo SCIs allow you … Read more

The French will be able to terminate their borrower insurance at any time

This reform, which comes into force on June 1, will strengthen competition between banks and insurers. It took about ten years for the reform of borrower insurance to succeed. It is now done. From this 1er June, French people taking out a mortgage will be able to change insurer at any time, free of charge. … Read more

Do SCIs allow you to invest in real estate via life insurance?

OUR ADVICE – Many savers turn to the real estate supports available in life insurance. Some rely on civil real estate companies (SCI). You have no doubt noticed it if you hold a life insurance contract: the return on funds in euros is drastically reduced. “From 5% twenty years ago, it fell to 3% ten … Read more

Life insurance, a privileged instrument for the transmission of assets

The insured can freely choose the beneficiaries of his life insurance contract in the event of death. They will benefit from an advantageous tax regime. Christophe Vourlat, Head of Private Wealth Development at Swiss Life, explains how to do this. While there is a good chance that a possible inheritance tax reform will be implemented … Read more

Termination of insurance contracts will be easier

Insurers will have to comply with the new rules from July 1, 2023. Termination and simplicity have never gone hand in hand. Alerted by the insurance mediator to the confusion and incomprehension in a number of contract termination procedures, the Financial Sector Advisory Committee (CCSF) took up the issue by creating a working group specially … Read more

Life insurance signs its best start to the year in eleven years

Retirement savings plans and booklets A and sustainable development and solidarity are also on the rise. The French life insurance market is in great shape: it recorded positive net inflows of 8.4 billion euros in the first quarter, an amount more seen since 2011 for this period of the year, according to figures published on … Read more

Life insurance signs its best start to the year in eleven years

Retirement savings plans and booklets A and sustainable development and solidarity are also on the rise. The French life insurance market is in great shape: it recorded positive net inflows of 8.4 billion euros in the first quarter, an amount more seen since 2011 for this period of the year, according to figures published on … Read more

how to prepare for your retirement?

To enjoy your retirement with complete peace of mind, planning ahead is key! Thus, it is advisable to start investing from the age of 40 to have additional income to your retirement pension and maintain your purchasing power. Retirement Savings Plan (PER), life insurance, real estate… Three experts will detail the key investments to prepare … Read more

do not forget to declare the real estate portion of your life insurance and capitalization contracts

You must not omit to declare the value of units of account of redeemable life insurance or capitalization contracts that are invested in real estate assets. If you have invested in real estate through your life insurance, by placing part of your savings in unit-linked funds made up of shares in real estate investment companies … Read more