We start this month of June with several novelties. Good news, with long-awaited administrative changes, and less good news with the end of certain advantages that had been appreciated during the coronavirus pandemic.
Ticket Resto: end of the ceiling of 38 euros
We start with the worst…
During the crisis, the government had decided to double the ceiling to support restaurateurs and encourage the French to return to restaurants and help them revive their activity. This exceptional aid measure should end on June 30. You therefore have one month left to benefit from these advantages.
Family record book
The family record book takes on a new form and adapts to recent additions to family law. The new family book now takes into account medically assisted procreation (PMA) and all the other reforms adopted recently.
“These modifications take into account the new provisions concerning medically assisted procreation (PMA), the new rule for the choice of name, the reform of adoption, the identity of children born dead and the death certificate of adult children. “says the state.
A form now much more inclusive with the addition of extracts from civil status records and information relating to civil status and family law. This also includes the simplified name change.
facilitate the opening of a bank account
In the series of changes relating to banking and financial products, we find the simplification of the right of access to a bank account. If a person asks to open a bank account, and they remain unanswered within 15 days of their request, they can turn to the Banque de France. The latter will automatically designate an establishment close to the applicant’s domicile.
“This procedure is open to anyone residing in France or in a Member State of the European Union, to any French national residing abroad and also to applicants who are prohibited from banking”reports Service-public.fr.
A simplified home loan for former cancer patients
Until now, people who had been diagnosed with cancer, then cured, had to face many difficulties and certain reluctance on the part of lenders, in the context of taking out a mortgage. A deep injustice, which the law should repair from June 1st.
The law of February 28, 2022, should allow former cancer or hepatitis C patients to obtain credit on the same terms as another borrower provided that this happens from 5 years after their recovery. The medical questionnaire for loans of less than 200,000 euros will be abolished.
Registration on Parcoursup
It’s not really considered a novelty, but future students registered on Parcoursup will have from June 2 to 15 to check their admission phase. In case of refusal or late application, an additional phase will be open from June 23 until September 16.
End of winter break
It had been extended for two more months since April 1, the winter break will end on June 1. From this date, rental evictions may resume.
According to data from the Abbé Pierre Foundation, 30,000 households could be targeted by an eviction procedure.
More clarity in the costs of life and PER insurance
Often obscure and complicated to understand, the costs of life insurance and PER (retirement savings plan) should be simplified. This measure is an initiative of Bruno Lemaire, Minister of the Economy.
It aims to oblige insurers and banking institutions to display on their website a standard table summarizing the management fees applied to each life insurance or PER.
Easy access, which should improve a little more on July 1, with a display of the total costs borne by each unit of account or each asset.
Terminate your borrower insurance
From June 1, you will now be able to terminate your borrower insurance at any time. This solution will facilitate the renegotiation of insurance conditions in order to benefit from a better rate. It was still little used by people who had taken out a mortgage.
This measure will apply from June 1, 2022 for all new loans and from September 1, 2022 for contracts in progress on that date.