Since 1er June, this reform will strengthen competition and should be a source of savings for buyers.
In these times when purchasing power is put to the test, the news will undoubtedly relieve many candidates for purchase and owners, with current credit. They can now change borrower insurance at any time. This has already been the case since 1er June for new credits, and it will be possible from 1er September for those in progress. The key for borrowers, gains of between 5,000 and 15,000 €, on average. The news did not go unnoticed.
“We have since 1er June four or five times more insurance delegation requests than usual”, notes Astrid Cousin, spokesperson for insurance broker Magnolia.fr. According to the broker’s estimates, this reform could benefit nearly 7 million households. The earlier the insurance change is made in the life of the credit, the greater the gain. But this is not the only improvement to be expected on the credit front. The right to be forgotten period, which allows…