Life insurance costs now just a click away

As of June 1, the costs of managing life insurance contracts and retirement savings plans (PER) will be easily accessible, and therefore more easily comparable.

Savers will finally see more clearly in the fees charged to them. From 1er June, they will have access in a few clicks to what it really costs them to manage their life insurance contract or their retirement savings plan (PER). The producers and distributors of these investments must display on their website a summary with details of the costs by type of support (euro funds, units of account) and their total cost. “It’s really a progress”, argues Gilles Belloir, managing director of the online broker The prices will be presented in an intelligible and coherent way, which will facilitate the comparison between the products.»

Until now, insurers’ fee schedules were not standardized. Moreover, they were often only presented at the time of signing. Too late for the saver to really be able to bring competition into play. By posting these fees earlier in the underwriting process…

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