Hailstorms: Groupama publishes its first estimates

A week after the hailstorms, the green insurer is able to provide an initial estimate of the damage resulting from the violent storms that hit France during the Pentecost weekend. As a reminder, Saturday June 4, 65 departments had been placed in orange vigilance. This event of significant intensity affected all of France, with the exception of the northeast quarter and the Mediterranean basin.

All segments combined and for the entire territory, 30,000 claims files have been recorded to date, for an estimated gross cost of 90 million euros.

This loss experience affects all properties. For example, 8,000 car files have been opened, with a significant number of vehicles damaged so badly that they cannot be dented. This estimate includes claims for harvests, which amounted to 16.6 million euros gross, with more than 2,700 claims. The main crop damage observed are sometimes total losses on winter crops (rapeseed, wheat, barley, in particular) and on spring and summer crops (maize, seed production, sunflower, in particular), as well as losses on the vine.

As a reminder, the bad weather which affected the west of France between May 20 and 23 caused the Groupama Group to open 7,000 files, for an estimated gross cost of 22 million euros.

According Delphine Ltendart, Insurance Director of the Groupama Group, “at this date, all segments combined, our 2022 loss ratio already exceeds that of 2021. Evidence of climate change is being felt year after year. As insurers, we can only see this and adapt. »

Thanks to our partnership with Predict Services, a subsidiary of Météo France, our policyholders throughout France received alerts before, during and after the episode, detailing the correct behavior to adopt. Between June 3 and 6, 1.7 million text messages and more than 200,000 emails were sent to our individual customers, professionals and farmers. 13,500 municipalities also received information.

Our services were reopened on Monday June 6th. 40% of declarations were made via the customer area, allowing faster support.

Our regional mutual Groupama Rhône-Alpes Auvergne is the most impacted, concentrating around a third of the total loss experience. In this context, our interoperability system was deployed: claims handlers from Groupama Grand-Est, Groupama Nord-Est and Groupama Méditerranée were seconded to help it manage the influx of declarations. These first estimates should be revised upwards in the coming days.

Leave a Comment