In the small game of insurance, Alptis stands out from the crowd and this has been the case since its foundation in 1976. On the initiative of business leaders who wanted products that really correspond to their way of life and their needs, Alptis has the status of an association. “Health is not a good like the others”, assures Jean-Paul Babey, president of the company. The associative social protection group is involved in personal insurance (health insurance, life insurance, loan insurance, retirement, etc.) and professional financing brokerage. The goal? Addressing individuals, the self-employed and companies with solutions that allow them to invest, protect themselves or accomplish their project. Alptis now covers approximately 500,000 people in France, supports 10,000 companies, manages 1.3 billion euros and sees its products distributed by 6,000 players (brokers, wealth management advisers and its own sales channels physical and digital).
What characterizes Alptis is its vision of “Prevention is better than cure”. Indeed, the association organizes health prevention workshops in companies or on a personal basis, which are at the initiative of the members of the insurance. The latter propose the idea, take care of the logistics and the ideas, while having the support of the group. “In recent years, there have been a lot of requests concerning health at work, such as psychosocial risks or the layout of a workstation”, notes Jean-Paul Babey. In all, around 400 events per year are organized by Alptis, in collaboration with its members.
An original mode of governance
Insurance members play an important role. With no shareholders to remunerate, Alptis has no dividends to pay and can therefore concentrate on its solutions and innovations.
The association also has 600 volunteers among its members who collaborate to organize prevention workshops, training and have the role of ambassadors with prospects. “It’s a very promising model because, today, customers want to understand what they are buying and why. Consumers are increasingly informed and our model is made to meet their requirements,” adds Jean-Paul Babey.
Characterized by its in-company prevention workshops and by its products which are now very successful, such as the famous retirement savings plan or loan insurance, Alptis plans to double the size of the Group by 2030. Without deny the proximity with its members and its agility, the company therefore hopes to grow with new growth levers, but also thanks to external acquisitions and internal developments. Here again, it is a question of preventing and anticipating to better live the future.